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حسابداری و مالی::
ضمانت سپردهها
DIS Deposit Insurance Scheme EDP electronic data processing FAQs frequently asked questions
FDIC Federal Deposit Insurance Corporation (United States) FPM Financial Projection Model
In countries with deposit insurance schemes, the deposit insurer may pay depositor claims up to an agreed amount, and those payments may be substituted for those claims in the recovery process.
It is critical that all necessary agencies within the government be identified in advance of the need for a bank resolution and that a Resolution Team and Plan be put in place, with detailed descriptions of the various government institutions' (such as the Minister of Finance or the deposit insurer) responsibilities.
These tools may differ depending on whether the supervisor, deposit insurer, or court appointed individual takes over as Receiver or Conservator for a failed bank.
واژگان شبکه مترجمین ایران
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اقتصاد::
بیمه سپرده
Moreover, deposit insurance creates a moral hazard for
excessive risk taking by banks in response to increases in deposits at the cost of the deposit insurer (Keeley, 1990).
Deposit insurance acts like a put option on the banks' assets.
We are considering banks having higher deposits to have lower funding liquidity risk because these banks will have enough funds to settle their obligations and there is less "run" risk in the presence of deposit insurance.
Deposit insurance is considered as a put option on the value of banks' assets at a strike price of the face value of its liabili- ties (Merton, 1977).
واژگان شبکه مترجمین ایران